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Who owns your pension???????

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Regular readers of my posts will know that I am very critical of the manner in which financial advice is imparted here in Ireland, in that what looks to be independent financial advice would be more accurately described as “product selling”. The additional habit of making our financial decisions in isolation from each other, which...
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Investment Risk – Do you really understand it?

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As my regular readers will know, I can be less than complimentary about the Personal  Financial Advice Marketplace. I have written previously about the extreme BIAS of the market, in that most advisers are commission remunerated product salesmen. I have written about the ISOLATED approach that robs us all of large amounts of capital, in...
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Financial Resolutions to save you money in 2016 – To “risk” or not to “risk” that is the question…

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This is the third instalment of my “resolutions” posts, where I have promised to show you ways of saving yourself large amounts of money. This time I want to focus on investments and let me ask you two fundamental questions: - What are you paying your existing advisers/product providers on your existing savings/investments? What is...
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