Blog - Neville and Partners

November 17, 2016

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Spring Clean – A full, IMPARTIAL, review for FREE?

Regular readers will know that I am quite critical of the manner in which personal financial advice/planning is formulated in Ireland, as evidenced by the following:- * The HSE means tested ALL of Ireland's 70 + year olds (2009) and found that 95% are "too poor to fund their own care!" * At the end...

November 17, 2016

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Who owns your pension???????

By Neville | News | No Comments

Regular readers of my posts will know that I am very critical of the manner in which financial advice is imparted here in Ireland, in that what looks to be independent financial advice would be more accurately described as “product selling”. The additional habit of making our financial decisions in isolation from each other, which...

November 17, 2016

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Pricing a Mortgage is more than simply identifying the interest rate!

By Neville | News | No Comments

While we have not returned to the heady days of the Celtic Tiger, more and more of my clients are starting to look again at property, both as an investment and many are starting to look again at trading up their private residence too. This means I am seeing more and more Mortgage Applications and...

November 17, 2016

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Investment Risk – Do you really understand it?

By Neville | News | No Comments

As my regular readers will know, I can be less than complimentary about the Personal Financial Advice Marketplace. I have written previously about the extreme BIAS of the market, in that most advisers are commission remunerated product salesmen. I have written about the ISOLATED approach that robs us all of large amounts of capital, in...

November 17, 2016

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Pensions – Don’t rush your investment decision to meet a tax deadline!

By Neville | News | No Comments

It is “pension’s season” yet again and the airwaves are filled with advertisements reminding us all of the approaching deadline (October 31st or November 17th, dependent upon how you make your returns) and that we must make contributions before that date. My regular readers will know I am a fan of the Retirement Tax Concessions...

January 17, 2016

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Financial Resolutions to save you money in 2016 – To “risk” or not to “risk” that is the question…

By Neville | News | No Comments

This is the third instalment of my “resolutions” posts, where I have promised to show you ways of saving yourself large amounts of money. This time I want to focus on investments and let me ask you two fundamental questions: - What are you paying your existing advisers/product providers on your existing savings/investments? What is...